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How do you file a Health Insurance Claim? Health insurance plans provide the additional benefit of cost-free treatment and reimbursement for expenses by the insurance company. You can make a claim for the expenses incurred in accordance with the maximum sum insured of insurance coverage for health. The following are the two kinds of claim procedures: 1. Health Reimbursement Claim For treatments that are offered at the hospitals outside of the network, the policyholder may make a claim for reimbursement of the cost of treatment. When the treatment is complete the insured has to pay the bill, get all of the documentation, and then submit a claim with the insurance company or TPA to receive reimbursement. 2. Cashless Claims If the treatment was received at a hospital that is a network or a cashless hospital, the patient will be able to use cashless treatment. After the treatment has been completed, the insurance company pays the cost in full with the institu...

General Insurance is One Type of Insurance – Did you know that insurance in Indonesia is divided into 2 types, namely life insurance and general insurance. Both types of insurance both transfer risk or provide guarantees. However, there are quite big differences between the two. Life insurance is a type of insurance where the benefits of insurance will be felt by the heirs or the customer's family. So what is general insurance like? Here's the explanation. General insurance General insurance is one type of insurance that provides protection in the form of reimbursement to customers or policyholders for losses arising from uncertain risks. The benefits of this protection can be felt by policyholders directly. Well, from this understanding, you can see the difference between life insurance and general insurance. In general insurance, claims from insurance funds can be felt by the policyholder as a form of financial protection from the insurer. General Insurance Function The func...

Life Insurance Products Ciputra Life – Life insurance is a type of insurance that provides financial coverage benefits for the risk of someone's death. The main purpose of life insurance is to provide protection against the risk of death and is useful as a retirement savings for old age. This time, we will discuss Ciputra Life's life insurance products. Ciputra Life Insurance at a Glance With a vision to build a better future, Ciputra Life exists as an insurance company which is a subsidiary of PT Tunas Andalan Pratama and PT Ciputra Internasional. Ciputra Life Insurance has been serving the community since 2017. And pocketing the contents of OJK in its operations. Ciputra Life develops innovative insurance products ranging from life insurance, health insurance, education insurance, and so on. Ciputra Life Life Insurance Products Ciputra Life- Saver Ciputra Life Saver is the only insurance product in Indonesia that provides lifetime protection benefits. The premiums are afford...